Can I Donate Stocks to a Donor Advised Fund?

Donate Stocks to a Donor Advised FundFor a Tax Benefit

When you donate stocks to a donor-advised fund, you gain a tax benefit and maximize your contribution to support the charities of your choice.

A significant tax benefit of using a donor-advised fund for charitable giving is the ability to donate appreciated stocks to the fund and not pay capital gains taxes when the stock is sold.

Donate Stocks to a Donor Advised FundTo Support Your Favorite Charities

If you have held the stock for more than one year, you may take a charitable tax deduction for the market value of the stock when you donate it to a charitable organization. Neither you nor the charity has to pay capital gains taxes when the stock is sold.

However, many charities are not set up to receive donations of stocks. With a donor-advised fund, you can donate the appreciated stocks to the fund, and then distribute the money to support your favorite charities over time.

Donate Stocks to a Donor Advised FundAt the Rancho Santa Fe Foundation

The Rancho Santa Fe Foundation is a community foundation, a public 501(c)(3) charity. Donating stock to a donor-advised fund at the RSF Foundation, rather than selling the stock, paying the taxes and then donating the cash proceeds, maximizes the impact of your contribution.

When you donate stocks it makes avoiding capital gains taxes possible and the result can be a greater tax saving for you and a bigger donation to support the charities of your choice.

[Please consult your tax advisor regarding your specific legal and tax status. Information herein is not legal or tax advice.]